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Empowerment, Step by Step.
We approach every client relationship with a unique and invigorating perspective, coupled with an unwavering energy that inspires action. Schedule A Consultation
Together We Thrive
Growing Wealth Collectively
We approach every client relationship with a unique and invigorating perspective, coupled with an unwavering energy that inspires action. Our Solution For Businesses
Empowering You to Achieve Your Goals We approach every client relationship with a unique and invigorating perspective, coupled with an unwavering energy that inspires action. Services We Provide

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Welcome to Capital Heights Sacco

We Work with you to Make your Vision a Reality

We are a licensed Savings and Credit Co-operative Society regulated by Sacco Societies Regulatory Authority.

Capital Heights Sacco prides itself in its core purpose, which is to create wealth for its members through innovative savings products and provision of low interest credit facilities.

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Growth
advice for businesses

Our Banking Facilities

We offer the following Banking facilities to empower you to better build your wealth as we build your future together

Standing Orders

We have standing order service for members willing to transfer money from one account to another on specific dates of the month. Standing orders from other banks are also facilitated.

Cheque Clearing

We facilitate cheque clearing service. For Internal cheques clearing is done on the same day, for external cheques it takes 3 working days.

Bankers Cheque

A member can purchase a Bankers Cheques from Capital Heights Sacco towards other payments, e.g school fees, rent, premiums and holidays.

ATM Cards

We have VISA ATM Cards that allows POS shopping and cash withdrawals at any merchant outlet and Bank ATM of choice respectively. Cash deposits can also be done using the card. 

We offer a variety of services to our customers empower thier financial success
Savings Accounts
Credit Facilities
Mortgage Facilities
Investment Options
Insurance
Diaspora Services
Explore our expertise

Our Bank Accounts Products

We provide the best services, ensuring your outstanding growth

01.
Simba Deposits
These are members’ cash savings held in the accounts in the Sacco as it also acts as a current account where services such as EFT funds transfers, Salary processing, Banker’s cheques, Agency Banking, Mobile Banking are available. The account has a minimum deposit of Kshs. 3,000 for operation
02.
Tembo Deposits
Minimum monthly savings will be sustained at Kshs. 3,000 through check-off or standing order.This account will be used to apply for Tembo Loan at a multiplier of 4 times the Tembo savings in the account.Minimum period for one to qualify for Tembo Loan is that one must have saved for 6 months. Interest will be credited to the account on monthly basis at the rate of 3% p.a.
03.
Fixed Deposits
Fixed Deposit accounts are available with the minimum amount to fix from Kshs. 50,000. Duration to maturity of the fixed funds vary from 91days,182 days and 365 days. Interest rates are negotiable and competitive according to the amount of funds to be fixed and runs up to 11% p.a.
steps to success

How we can Help you and your Business Succeed

We bridge the gap between value-focused technology, risk and advisory services

Testimonials

What Our Customers Say?

From young professionals kickstarting their careers to seasoned entrepreneurs expanding their businesses, each member’s journey is a testament to the power of community and financial empowerment.